We know that everyone’s situation is unique and we strive to provide all of our clients with flexible mortgage options. We work closely with you to help you choose the mortgage solutions that are designed for your personal needs.
Buying a Home
Let us make the biggest purchase of your life a little simpler… we will be right by your side to ensure your finances are all in order.
Pre-approval is the first key step in any mortgage. This process will provide you with a dollar amount that you can afford and guide you in your property hunt. It will also let lenders and sellers know that you are serious when it comes time to make an actual offer on a house. Being pre-approved is also a huge advantage when it comes down to competing with other potential buyers.
Whether you’re a first time buyer or purchasing your next home, it’s important to speak to a mortgage professional. Remember, we work solely for you. Not the banks or lenders. This means that you can be certain that you’re getting the very best, unbiased advice.
Purchasing an investment property is a very popular form of investing. Since properties generally appreciate in value, it makes sense that so many see investment properties as a safe source of investment. Whether you are picking up a property to hold onto as its real estate value increases or if you’re looking to make profits from renting, the input from an experienced mortgage professional is vital. We are able to answer any questions and provide you with the best choices in financing.
Renewing or Refinancing
When your current term is finished, your existing lender will offer you a moderate discount over the “posted rates”, and will try to convince you to lock in by putting forth a simple document that requires no more than a signature. Convenient, but this may be costing you thousands of dollars in the long run. It is in your best interest to reach out to a mortgage professional and see what other options there are. A few minutes can end up saving you quite the chunk of cash.
Are you looking to utilize the equity in your home? Maybe you’re planning some renovations, looking to pay off some other loans, or even planning a vacation… Regardless your end-goal, a mortgage refinance may be your best option. Let us aid you in choosing the best solution financial solution for your needs.
We work with many lenders to get you the best rate, best term and the features you want so you can use the equity in your home.